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Our
PowerPlayers
Ryan
C. Mack, President
Optimum
Capital Management, LLC
ryancmack@optimum-capital.com
www.optimum-capital.com
"Start
your tomorrow today."
THE
ROCK:
Who is Ryan Mack, tell us something about you?
Ryan Mack:
Ryan Mack graduated from the University of Michigan
Business School (ranked number one in the country) with
a concentration in Finance. His career in equity markets
began in Detroit, Michigan as a stock trader and later
as a trader for the largest NASDAQ trading firm in the
nation, Knight Securities. Having a passion for teaching
he established his own financial awareness group in
2003 where he began to publish regular newsletters about
various financial related issues that were of interest
to people from all income levels.
Having
had the opportunity to continue his career with several
of the nation’s largest and most prestigious financial
planning firms, Mr. Mack believed there was an industry
void relative to providing advice and services to a
broader spectrum of individuals. He saw a need to provide
personal attention and elevated client service to all
individuals of all income levels and not solely the
high net-worth clientele. This prompted him to establish
his own financial planning firm, Optimum Capital Management,
LLC. He has achieved two licenses of insurance, a certification
that enables him to give investment advice (Series 66),
and is registered in the states of New York, Michigan,
Ohio and California. He is often invited to speak within
the community where he emphasizes the importance of
developing a responsible investment plan which leads
to financial independence. With a clientele representative
of all income levels, through Optimum Capital Management,
Mr. Mack continues to teach the merits of sound budget
management and smart investing for all people.
THE
ROCK::
Where are you from, and currently residing?
Ryan Mack:
I am from Detroit, Michigan. I am currently residing
in Brooklyn, New York.
THE
ROCK:
Could you give us your job title and a short description
of your responsibilities?
Ryan Mack:
I am President of Optimum Capital Management. What is
Optimum Capital Management? Optimum is a company established
because the financial planning industry has long been
neglecting the need for financial education in the community.
As a company we instill principles of accountability
and responsibility within a community plagued by high
consumption and debt levels. Optimum Capital Management
is committed to providing highly-skilled, full-service
financial planning in the most cost efficient means
for our clients. While we are a for-profit company with
a significant clientele, we are committed to the needs
of the community.
Optimum
Capital Management recognizes the tasks to be accomplished.
There are many factors that account for the economic
and social status of African-Americans, some of which
are not directly within our control to resolve. These
issues must be addressed but not at the expense of neglecting
the need for financial awareness within the community.
How can we demand increased government funding for economic
development when we are still spending 93% of our money
outside our own communities? "The Black dollar
turns over less then once on average before it leaves
the community. Asians turn over their money nine times
in their communities, and Whites turn their money over
eight times before it leaves."
(Taking
Care of Business – Lee Jenkins) How can we get
upset at the government for the lack of support when
we aren’t supporting ourselves?
Sixty
percent of America is spending more money than they
are earning per month (The Millionaire Next Door). The
fact is that consumption!is within our control. Your
FICO score, your debt levels, your consumption levels,
and your insurance coverage are all within your control.
THE
ROCK:
How long have you been doing this type of work?
Ryan Mack:
This is my third year of serving as President within
this firm.
THE
ROCK:
Are you experiencing job fulfillment, and what type
of gratification do you get at the end of the day?
Ryan Mack:
I will be doing this work for the remainder of my years.
THE
ROCK:
What college(s) did you attend, and what was your major?
Ryan Mack:
I attended the University of Michigan Business School
and graduated with a BBA with a concentration in Finance.
THE
ROCK:
What are some of your personal achievements?
Ryan Mack:
Ryan Mack, President of Optimum will continue to educate
the public. As an advocate of philanthropy Ryan Mack
has worked diligently within the community and beyond
to increase financial awareness. Some of his efforts
include:
-
He is in the fifth year of his after-school youth
mentoring program which focuses on teaching youth
financial planning principles.
-
He has developed and instructed numerous personal
finance courses within various universities and educational
institutions in the New York area.
- He
is frequently asked to speak at inner-city community
programs promoting and providing financial education.
-
He has developed a financial education workshop geared
to train new union employees to navigate through the
obstacles of a tough economy.
-
He has completed numerous workshops with the Police
Athletic League which taught inner-city children about
the importance of financial literacy.
- Selected
by Tavis Smiley to be the only financial writer within
his new project The Covenant in Action (to be released
in February).
- Writes
regularly for The Network Journal about financial
issues that continue to plague the American community.
- He
continues to publish newsletters discussing financial
issues that impact the community.
THE
ROCK:
What books do you recommend for self-enhancement?
Ryan Mack: Taking Care of Business - Lee Jenkins
The Courage to Be Rich - Suze Orman
THE
ROCK:
Who are some of your personal heroes and/or heroines?
Ryan Mack: Suze Orman, Malcolm X, Mother, Father
THE
ROCK:
What career goals did you set for yourself?
Ryan Mack: Create the first Black owned insurance product.
Start a full service financial institution.
THE
ROCK:
What were your parents like when it came to education
and choosing a career?
Ryan Mack: My parents were very sound in their career
paths. They both worked hard to get to where they are
today and I have followed that example and tried to
elevate that effort to another level.
THE
ROCK:
Any other family members with college degrees, and what
are they doing today?
Ryan Mack: My brother has a law degree and he works
as a labor attorney in Detroit. My other brother has
a business management degree and works as a regional
sales rep in Maryland.
THE
ROCK:
Did you play sports growing up, and were you a leader
as a child?
Ryan Mack: I played basketball.
I wouldn't call myself a leader then because I was quiet
and shy. I just wanted to handle my business.
THE
ROCK:
Do you consider yourself a leader?
Ryan Mack: YES
THE
ROCK:
Tell us about your career field and what is so interesting
about it to you?
Ryan Mack: I have a chance
to empower people to realize financial freedom.
THE
ROCK:
If you had to do something else for a living, what would
it be?
Ryan Mack: I don't know.
THE
ROCK:
If you wrote a book, what would it be about? Why?
Ryan Mack: I am writing
a book about financial literacy.
THE
ROCK:
If you could be anybody else in the world, who would
it be? Why?
Ryan Mack: Jesus Christ.
I am already trying to be like him.
THE
ROCK:
What advice would you give students entering college?
Ryan Mack: Get a hobby
outside of school. The lack of exposure is a huge problem
in our children. They just don't have any motivation
to strive.
THE
ROCK:
If you were a keynote speaker for a high school graduating
class, what would be your subject matter?
Ryan Mack: When I speak
at high schools I talk about self-empowerment and realizing
your full potential.
www.optimum-capital.com
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